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Wednesday, May 02, 2007

Broke and in debt is normal. Be Wierd!

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Brenton has a good salary, I do not have to work, and we still have a budget surplus (Praise the Lord). I was still always up tight about money and finances until we started taking Financial Peace University. He let me take care of the bills and making the budget because I like working with numbers. Let me tell you, that is a lot of weight for these small shoulders. When I would bring the budget to him to look at, he would say, "Looks good to me, whatever you want to do." ARGH :(

After listening to Dave Ramsey's program on the radio and taking some of the classes, I feel like I am actually capable of making GOOD financial decisions rather than stumbling around in the dark. That knot of worry that was always in my stomach when we decided to make a big purchase is gone. I just look at the budget and figure out how it fits in. We are getting OUT of debt instead of signing our lives into slavery.

If you had told me 2 months ago that Brenton and I could be millionaires when we retire I would have thought you were crazy. I have been running the numbers and it looks like if we follow the plan (get out of debt and then invest 15% of our income into retirement) we are not just going to be millionaires, we are going to be 16millionaires (I won't mind if I'm 1/2 wrong either)! And that will be quite a legacy to leave to our children (If God blesses us with them). I am really looking forward to getting out of debt and being able to start GIVING!!!

The idea of being millionaires when we retire makes me a little giddy, but even if that possibility wasn't before me, the feeling of peace that I have in having a plan, knowing how to make good financial decisions, and doing it TOGETHER with Brenton--that's priceless.



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